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<strong><center><a href="http://www.hyrstl2jaob.info/1839/81/279/763/1552.11tt74660321AAF1.php"><H3>Discover the Pimsleur Approach's ability to help you learn a new language quickly.</a></H3></strong>
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<h1 style="font-size:28px;color:#000000;">Start speaking a new language in only 10 days.</h1>
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<p style="font-size:xx-small;">WASHINGTON The average U.S. rate on the 30-year mortgage fell closer
this week to its historic low and the 15-year rate marked a
record low. Low rates are increasing the affordability of buying homes and
refinancing.Mortgage buyer Freddie Mac said Thursday the average rate for
the 30-year fixed loan slipped to 3.40 percent from 3.41 percent last
week. That's near the 3.31 percent rate reached in November, which was
the lowest on records dating back to 1971.The average rate on the
15-year fixed mortgage fell to 2.61 percent from 2.64 percent last week.
That's below the previous record low of 2.63 percent in November, the
lowest since the 1990s.Low mortgage rates are helping drive a housing recovery
that began last year. Home prices are rising. Sales of new and
previously occupied homes are up this year. Builders broke ground on homes
in March at the fastest annual pace in nearly five years.Sales of
new homes rebounded last month to a seasonally adjusted annual rate of
417,000, the government reported Tuesday. The increase added to evidence
of a sustained housing recovery at the start of the spring buying
season.New-home sales are still below the 700,000 pace considered healthy
by most economists. But the pace has increased 18.5 percent from a
year ago. Most economists see more gains ahead, as housing is likely
to remain a consistent driver of economic growth this year.Mortgage rates
are low because they tend to track the yield on the 10
Shown here are Federal Premium hollow point bullets.APRepublican Rep. Jason
Chaffetz said Thursday that the Department of Homeland Security is using
roughly 1,000 rounds of ammunition more per person than the U.S. Army,
as he and other lawmakers sharply questioned DHS officials on their "massive"
bullet buys."It is entirely ... inexplicable why the Department of Homeland
Security needs so much ammunition," Chaffetz, R-Utah, said at a hearing.The
hearing itself was unusual, as questions about the department's ammunition
purchases until recently had bubbled largely under the radar -- on blogs
and in the occasional news article. But as the Department of Homeland
Security found itself publicly defending the purchases, lawmakers gradually
showed more interest in the issue.Democratic Rep. John Tierney, D-Mass.,
at the opening of the hearing, ridiculed the concerns as "conspiracy theories"
which have "no place" in the committee room.But Republicans said the purchases
raise "serious" questions about waste and accountability.Chaffetz, who chairs
one of the House oversight subcommittees holding the hearing Thursday, revealed
that the department currently has more than 260 million rounds in stock.
He said the department bought more than 103 million rounds in 2012
and used 116 million that same year -- among roughly 70,000 agents.Comparing
that with the small-arms purchases procured by the U.S. Army, he said
the DHS is churning through between 1,300
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