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ised Watt as a first-rate selection. Both were 
classmates at the University of North Carolina at Chapel Hill. Bowles, the 
Democrat in a debt-tackling partnership with former Republican Sen. Alan 
Simpson of Wyoming, said Watt brings "a bright mind, great work habits 
and an understanding of how Washington works to the job."Hugh McColl, former 
Bank of America chairman and CEO, also welcomed Watt's nomination. McColl 
said he has known Watt for four decades, first meeting him through 
his brother-in-law, former Rep. John Spratt, D-S.C., who attended Yale Law 
School at the same time as Watt."What he brings to everything, doesn't 
matter the subject, is an open mind," McColl said. "He has clarity 
of thought."Charlotte is a major banking center, and the top donors to 
Watt's political campaigns over the years have been bank political action 
committees and bank officials and employees.His nomination comes nearly 
a year after DeMarco, who has been acting director, stood by a 
decision to bar Fannie and Freddie from reducing principal for borrowers 
at risk of foreclosure, resisting pressure from the administration. DeMarco 
long has opposed allowing the mortgage giants to offer principal reduction.In 
March, attorneys general from nine states, led by Democrats Eric Schneiderman 
of New York and Martha Coakley of Massachusetts, sent Obama a letter 
saying that Fannie and Freddie under DeMarco have been a "direct impediment 
to our economic recovery."
dox communities. Yet for many young 
newlyweds, romance and intimacy are mysteries.The book's co-author, David 
S. Ribner, said it is meant to offer useful information to couples 
both before their wedding night, an emotional time when they are expected 
to consummate their marriage, and during their relationship leading up to 
that, when they might face a slew of unfamiliar challenges."If you've never 
seen a picture, if you've never talked about it, if you've never 
seen a movie, if you've never had a conversation with parents or 
friends, how exactly are you supposed to know the mechanics of that 
particular activity?" said Ribner, an American-born sex therapist whose 
Jerusalem clientele is made up of Orthodox Jews. Ribner's co-author is educator 
Jennie Rosenfeld.Unlike secular Israelis, observant Jews are rarely given 
sex education until the weeks leading up to their marriage, where the 
prospective bride and groom are counseled separately on a variety of subjects, 
including the logistics of intercourse, the importance of communication 
and religious bedroom requirements and rituals.Ribner said the content of 
the counseling is not always consistent, and couples don't receive all the 
information they need to enjoy a healthy sex life.His book attempts to 
set out in clear terms the nitty-gritty of sex, from foreplay and 
kissing to mechanics, specifically aimed at young adults who are making 
the transition from a life where sex is taboo to marriag
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